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I have heard the term Monterrey Expansion used to talk about the ADA supply, but my understanding is that the total amount of ADA is fixed.

How can you have a hardcoded value for a upper bound on ADA and have an expanding supply of ADA at the same time?

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Without repeating what's in the documentation already , monetary expansion refers to a percentage of ADA unlocked from reserves to distribute to treasury and stake rewards right before each epoch transition. It does not change the upper bound max-supply of ADA.

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