The process of moving your rewards (account balance system) to your payment address (UTXO balance system) is called reward withdrawal.
As per withdraw-rewards.md:
Check the balance of the rewards address:
cardano-cli query stake-address-info \
--mainnet \
--address $(cat stake.addr)
[
{
"address": "stake_test1urxx5h9mhey1234566ek6uxqgtlkpvteqjqgaleddevpggfggxw",
"delegation": "pool1ljq292q5xwz8t3ehmaw3c5p9xpr123456dnrxd40004ns6dy8v0",
"rewardAccountBalance": 550000000
}
]
Query the payment address balance
You'll withdraw rewards into a payment.addr wich will pay for the transaction fees.
cardano-cli query utxo --mainnet --address $(cat payment.addr)
TxHash TxIx Amount
----------------------------------------------------------------------------------------
a82f8d2a85cde39118a894306ad7a85ba40af221406064a56bdd9b3c61153527 1 194054070 lovelace
Draft the withdraw transaction to transfer the rewards to a payment.addr
cardano-cli transaction build-raw \
--tx-in a82f8d2a85cde39118a894306ad7a85ba40af221406064a56bdd9b3c61153527#1 \
--tx-out $(cat payment.addr)+0 \
--withdrawal $(cat stake.addr)+0 \
--invalid-hereafter 0 \
--fee 0 \
--out-file withdraw_rewards.draft
Calculate transaction fees
cardano-cli transaction calculate-min-fee \
--tx-body-file withdraw_rewards.draft \
--tx-in-count 1 \
--tx-out-count 1 \
--witness-count 2 \
--byron-witness-count 0 \
--mainnet \
--protocol-params-file protocol.json
171089
Build the raw transaction.
expr 194054070 - 171089 + 550000000
743882981
cardano-cli transaction build-raw \
--tx-in a82f8d2a85cde39118a894306ad7a85ba40af221406064a56bdd9b3c61153527#1 \
--tx-out $(cat payment.addr)+743882981 \
--withdrawal $(cat stake.addr)+550000000 \
--invalid-hereafter 12345678 \
--fee 171089 \
--out-file withdraw_rewards.raw
Sign and submit the transactions
cardano-cli transaction sign \
--tx-body-file withdraw_rewards.raw \
--signing-key-file payment.skey \
--signing-key-file stake.skey \
--mainnet \
--out-file withdraw_rewards.signed
cardano-cli transaction submit \
--tx-file withdraw_rewards.signed \
--mainnet