The only useful resource I could find is the .NET package cardanosharp-wallet which is not ideal since I don't know .NET.
Are there alternatives in other languages, for local wallet generation (also supporting sub-accounts)?
I found multiple REST APIs that I can use to interact with the chain without having a full node locally (for faster developing & testing), but what I miss is the starting point: being able to create wallets!
I don't understand the full node requirement since I can prompt txs from my (off-chain) app-created accounts to the browser wallets using the common API. Is it needed to generate the CBOR even for simple send/stake transactions? What would be the minimal tools needed that are part of cardano-wallet package?